Grady EMC Web Site GreyStone Power Corporation P. Box 270 Cairo, GA 31728-0270 91 Counties served: Brooks, Colquitt, Decatur, Grady, Mitchell and Thomas Macon, Marion, Monroe, Muscogee, Peach, Schley, Sumter, Talbot, Taylor and Box 308 Reynolds, GA 31076-0308 91 Counties served: Bibb, Chattahoochee, Crawford, Dooly, Harris, Houston, Box 297 Metter, GA 30439-0297 91 Counties served: Bryan, Bulloch, Candler, Effingham, Emanuel, Evans, In Georgia, Chambers in Alabama Diverse Power Web Box 160 LaGrange, GA 30241-0160 70 Counties served: Troup, Harris, Heard, Coweta, Meriwether and Muscogee ![]() Spalding and Troup Coweta-Fayette EMC Web Box 488 Newnan, GA 30264-0488 77 Counties served: Clayton, Coweta, Fayette, Fulton, Heard, Meriwether, Box 3608 Moultrie, GA 31776-0400 91 Counties served: Berrien, Brooks, Colquitt, Cook, Lowndes, Tift and Box 369 Marietta, GA 30061-0369 77 Counties served: Bartow, Cobb, Cherokee, Fulton and Paulding Cobb EMC Web Site Colquitt EMC P. Box 109 Midway, GA 31320-0109 91 Counties served: Bryan, Liberty, Long and McIntosh Coastal Electric Cooperative Web ![]() Lamar, Monroe, Morgan, Newton, Pike, Putnam and Spalding Central Georgia EMC Web Jackson, GA 30233 77 Counties served: Bibb, Butts, Clayton, Fayette, Henry, Jasper, Jones, Troup Carroll EMC Web Site Central Georgia EMC 923 South Mulberry St. Box 629 Carrollton, GA 30117-0629 77 Counties served: Carroll, Floyd, Haralson, Heard, Paulding, Polk and Box 497 Reidsville, GA 30453-0497 91 Counties served: Tattnall, Evans, Bryan, Chatham, Toombs, Long, Liberty, Box 9 Young Harris, GA 30582 70 Counties served: Fannin, Towns and Union in Georgia. Lumpkin, Murray and Pickens Amicalola EMC Web Site Amicalola EMC 544 Highway 515 South Jasper, GA 30143 77 Counties served: Bartow, Cherokee, Dawson, Fannin, Gilmer, Gordon, The utilities (or partner organizations) provide the loans, and the upgrades can include energy efficiency retrofits or renewable energy installations.ĮESI's On-Bill Financing Project is an ongoing initiative aimed at spreading the OBF model to help families reduce energy use, cut energy bills, and improve home comfort-all with no upfront costs.Counties served: Toombs, Montgomery, Emanuel, Treutlen, Laurens, Johnson On-bill financing (OBF) allows ratepayers to borrow money for energy upgrades to their homes and repay the loans as part of their utility bills. Click the icons for links to learn more about each program. This map shows the 110+ utilities in the United States that operate an on-bill financing program. ![]() Repayment periods are between two and seven years, depending on the amount borrowed. These rates are one percent lower than a stand-alone loan with the credit union. This setup, where the on-bill loans are issued directly to a utility customer by a lender or other third-party, is referred to as “on-bill repayment (OBR).” The interest rate for HomePlus loans up to $7,500 is 7.9 percent the rate is 6.5 percent for higher amounts (up to $25,000). The co-op then remits the payments back to the credit union. The credit union provides the loan to the co-op member, who then repays it through the monthly utility bill. Environment & Energy Congressional Round-UpĪ number of Georgia rural electric cooperatives partner with Georgia EMC Federal Credit Union to provide energy efficiency loans to its members.House and Senate Renewable Energy & Energy Efficiency Caucuses.Congressional Renewable Energy and Energy Efficiency EXPO.National Security and Energy Independence.
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